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To date, schemes that have transacted with Clara have had distressed covenants but more recently schemes with more viable covenants have been engaging with the consolidator. This meeting will be an opportunity for those trustees looking at all the end-game options and considering which would be best for their members, to consider Clara as a consolidator in that context. What is the decision-making process that the trustees engaging with Clara went through and importantly did they get the assurance they needed that their members will be more secure?